Health insurance is the most important

Health insurance is the most important insurance needs before you have an insurance program and other investments. Because your health is authorized to perform various activities of this life. The high pollution and lifestyle capital of a more disordered with the needs of sports and not enough rest, including a diet that is now increasingly an instant, all the more increases the risk to health. So, the opportunity to hurt someone very high. While the cost of health care or treatment is increasingly expensive, especially the cost of hospital and medical supplies. Therefore, immediately protect yourself, family or employees with the best health insurance program.

In general, the product consists of Health: Health Insurance and Health Benefits. Both products have a very fundamental difference.

Health insurance will provide reimbursement based on the receipt of medical bills, according to plan health insurance policy benefits. Health Insurance Benefit Cross can be done, namely make a claim to more than one insurance company against the excess or the rest by using file copy that has been legalized by the previous insurance.

Health Benefit will provide reimbursement based on a planned contract amount per each day of hospitalization inapnya. Health Benefits of this can be done Double Benefit, which is double the claim to more than one insurance company to the benefit of each intact. This could also be a benefit to the replacement of lost income per day due to risk of hospitalization.